Pre-Settlement Funding.
Room to Move Forward.
Experienced paralegals who understand your case. Funding for everyday expenses, a commitment to fair pricing, and people who help you understand your next step.
Free to apply · No credit check · Apply With or Without an Attorney
Working at a Law Firm? Start Here →Know What Happens Next.
Check availability before creating an account.
Your legal team helps us review your request.
Review the amount, costs and repayment terms before deciding.
People First. Case Experience Behind Every Advance.
A legal claim is more than a file, and you are more than a funding request. Our experienced paralegals understand the work behind a case and the financial pressure people face while waiting for a resolution.
Staffed by Legal Professionals
Graylock is staffed by paralegals with experience working on legal cases and analyzing case information. We bring that practical understanding to funding review and communication with your attorney.
A Commitment to Fair Pricing
Non-recourse advances carry the risk that there may be no recovery. We believe pricing should reflect that risk while remaining fair to the person seeking help. Our focus is competitive costs, clear terms and an advance that fits your needs.
Understand Costs and RepaymentSupport Beyond Funding
Need help finding a lawyer? Our experienced staff can help you consider your options and connect with qualified attorneys we have vetted and developed relationships with.
Get Help Finding an AttorneyWe are here to help you make an informed decision. Your attorney remains responsible for your legal advice and your case.
What Is Pre-Settlement Funding?
Pre-settlement funding is an advance against a potential settlement or judgment in a pending legal claim. It can help cover expenses while an injury case moves through investigation, treatment, negotiation or litigation. You may also see it called a lawsuit advance or settlement funding.
Graylock reviews your case with your attorney to determine whether funding is available. Our non-recourse funding is repaid from settlement or judgment proceeds under the agreement. If you do not win or settle, you owe nothing. Your agreement explains the full terms, including the costs and conditions, so review it with your attorney before accepting.
Funding does not determine the outcome of your claim or replace your attorney's advice. It gives you an option for addressing expenses during the wait. See how the funding process works.
What Can Pre-Settlement Funding Help Pay For?
An injury can interrupt your income while regular bills continue. Consider the expenses you need to cover, the amount you actually need and the cost of funding before requesting an advance.
Housing and Household Bills
Rent, mortgage payments, utilities and groceries can become difficult to manage when you are unable to work or have reduced hours.
Medical and Recovery Expenses
Out-of-pocket medical bills, prescriptions, therapy and transportation to appointments can add to the financial pressure of an injury.
Transportation and Daily Living
Car payments and other necessary living expenses may continue throughout your case. Planning for these needs helps you decide whether funding fits your situation.
A Little Clarity Goes a Long Way.
Based on Your Case
Eligibility depends on your claim, attorney participation and state availability.
Repaid from a Recovery
Repayment comes from settlement or judgment proceeds under your agreement.
Funding Has a Cost
Fees reduce what remains from your settlement. Review the terms with your attorney.
Support for Personal Injury Claims.
Auto accidents, slip and fall injuries, and other personal injury cases may qualify. Case type alone does not determine approval.
Motor Vehicle Accidents
Explore funding information for car accidents, truck accidents and motorcycle accidents. Review considers the specific claim and available case information.
Falls and Other Injury Claims
Learn about slip and fall cases, animal bite injuries and workplace accidents. Availability depends on the claim and applicable state requirements.
Serious and Complex Injuries
Read about catastrophic injury, medical malpractice and wrongful death claims. Your attorney helps provide the information needed for review.
Having a listed case type does not guarantee approval. The details of your claim, attorney participation and state availability all matter.
Explore Case Types →Make an Informed Decision.
What Will Funding Cost?
Your funding agreement sets the amount advanced, applicable costs and repayment terms. Ask how the payoff changes if your case takes longer. Applying is free; funding itself has a cost.
Understand the Terms →What If My Case Does Not Result in a Recovery?
Graylock offers non-recourse funding: repayment comes from settlement or judgment proceeds. If you do not win or settle, you owe nothing. Review the full agreement with your attorney.
Does Applying Affect My Credit?
Graylock's funding review is based on your case, not a credit check. We work with your attorney to evaluate the request. A free application does not obligate you to accept an offer.
How Much Should I Request?
Start with the expenses you need to cover and discuss the cost of the advance with your attorney. The amount requested and the amount approved may differ. Taking a larger advance against a potential recovery leaves less available from the settlement after repayment and other deductions.
How Soon Can I Receive Funding?
Timing depends on receiving case information, completing review, signed documents and the delivery method. A review decision and the date funds arrive are separate steps.
Can I Apply Without an Attorney?
Yes. You can start and submit an application without an attorney. We will ask whether you would like help finding a qualified attorney in your area. Either answer lets you continue, and our customer representatives will follow up. Attorney participation may be needed before funding can be approved. Choosing an attorney is your decision.
Take the Next Step with Confidence.
Check the basics before sharing your case details.