Pre-Settlement Funding
Made Easy
How It Works
Personal injury cases often take longer than expected to resolve. During that time, medical bills, household expenses, and lost income can quickly pile up. If you’re feeling the strain, you’re not alone. Thousands of injured plaintiffs face financial pressure while waiting for the compensation they’re entitled to—and the longer a case continues, the heavier that burden can become. This can lead to an injured person accepting an undervalued settlement.
Graylock can help cover expenses while your case moves forward through our pre-settlement funding services. This funding can often be approved quickly and helps cover living expenses while you wait for resolution.
How It's Different From a Loan
Graylock’s pre-settlement cash funding works differently from a loan. Traditional loans have fixed payments and must be repaid no matter what happens.
What “non-recourse” means (in simple terms): Repayment depends entirely on the outcome of your case. If your case settles favorably, repayment is made from the settlement. If your case does not result in compensation, you do not owe anything. There are no monthly payments, no upfront fees, and no out-of-pocket repayment while your case is pending.
Graylock also works directly with your attorney, so repayment—if any—is handled through the settlement process, not from your personal funds. This structure is designed to reduce financial stress while you wait, without adding new risk or debt.
We Work With Your Attorney
At Graylock, we work in coordination with your attorney. We begin by reviewing:
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The status of your personal injury claim
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Your legal representation
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Medical treatment and related documentation
From there, we help keep your case moving forward by assisting with treatment follow-ups and, in some cases, record retrievals. Attorneys view us as an added layer of support rather than an interference. These added services are what set Graylock apart from the rest.