top of page
Crashed Car

Pre-Settlement Funding for Auto Accidents

Auto Accident Personal Injury Claims


Auto accident personal injury claims include many related types of cases. What makes an accident an auto accident is the fact that it involves some type of motorized vehicle. The more common types of accidents include cars, trucks, and motorcycles. However, they also include boats, snowmobiles, trains, and subway accidents.

How do I file an auto accident claim?


Victims of auto accidents typically file a claim with the insurance company of the person responsible. However, if the person responsible does not have insurance, then the victim will need to file a claim directly against the person responsible. Whether a person is either uninsured or underinsured can impact how your case proceeds.


If or when you file a lawsuit, you need to file the lawsuit in the jurisdiction where the accident occurred. So, if your accident occurred in Pennsylvania, you must file your lawsuit in Pennsylvania, regardless of where you live or where your automobile is registered.

Car Accident Claims

How long will a car accident claim take?


It is very difficult to predict how long a car accident claim will take. However, there are common factors that will impact how long it takes, including:


  • The severity of the car accident and injuries.

  • Whether the person responsible is insured or not.

  • Whether liability is contested.

  • How many parties are involved.

  • Whether the injured person has a personal injury lawyer.


They time it takes to resolve a car accident claim can weigh heavily on a personal injury victim and their family, especially as bills start pile up.


Graylock Services helps clients in this difficult position by providing an immediate cash solution: pre-settlment funding.

Crashed Car

How long after a car accident can you claim injury?


If you want to recover in a car accident claim, you must either obtain a settlement or file your lawsuit before the statute of limitations has passed.


A statute of limitations is a deadline by when an injured party must file their lawsuit. Statues of limitations vary by state. Generally speaking, statutes of limitations begin to run the day of the accident when the injury occurred.


It’s important to note that a lawsuit and an insurance claim are two different things. A lawsuit is filed with a court, whereas an insurance claim is filed with the insurance company. Most personal injury claims settle out of court, but it’s imperative that you either obtain your compensation or file your lawsuit before the statute of limitations runs. If you do not, then you will lose your right to compensation.


As you can see, it is extremely important to know what the statute of limitations is in your jurisdiction and how to calculate it. A skilled personal injury lawyer will both calculate the statutes of limitation and make sure don’t miss any deadlines.

Motorcycle Accident Claims

Black Motorcycle


Why are motorcycle accident claims different?  


Motorcycle accident claims are more complex than car accident claims for a few reasons. First, motorcyclists are bound by unique laws that other drivers are not. And, these laws vary by state.


Second, motorcycle accident claims often involve much more severe injuries. Because motorcyclists are exposed directly to the road and other surroundings, it is much more likely that the injuries sustained will be not only severe but also permanent. In high-stakes claims, insurance companies tend to push back hard to reduce liability.


Lastly, motorcyclists face unfair biases that they have to fight against in the claims process. They’re often seen as reckless, and some drivers assume they are speeding when they are not.

How long will a motorcycle accident claim take?


Like car accident claims, it is difficult to predict how long it will take to get compensation. In addition to the common factors above, it’s important to account for the unique challenges motorcyclists face. Motorcyclists often face more obstacles than other personal injury victims because of the unique laws they must follow and because insurance companies will often be reluctant to pay for more severe injuries.


To help with the unique challenges of motorcycle accident claims, it’s always advisable to hire a motorcycle accident lawyer who can help protect your rights in the claims process.


At Graylock, we can help you find representation and provide you with pre-settlement funding while you wait for the compensation you deserve.


Learn more about how Graylock pre-settlement funding works.

Other Auto Accident Claims


Other auto accident claims, such as boating accidents or train accidents, can involve very unique challenges. For example, boating laws vary by state and whether you’re on public or private property, or in maritime law can all impact how your claim must be handled. Train accidents will often involve government entities and multiple victims.


Regardless of the type of auto accident, it’s important to know that you have rights. Hiring a skilled lawyer can help protect those rights.


In the meantime, if you need cash while you’re waiting, contact us.

bottom of page