Pre-Settlement Funding for Dog Bites
Dog Bites
Dog bites are a special kind of personal injury claim. In many states, dog bites—and other animal bites—are considered “strict liability” claims, which means that victims don’t have to prove negligence.
Unfortunately, dog bites often involve friends, and sometimes family. Such close relationships can often make it even harder than usual to negotiate a settlement to cover the costs of the injury.
Although dog bites are often strict liability cases, they also often involve large settlements, especially if the bite resulted in permanent scarring or disability. As with other high-stakes cases, higher recoveries will slow the settlement process.
When the Premises is a Home
Does homeowner’s insurance cover dog bites?
A dog bite can happen anywhere, including at a park at your home or at the dog owner’s home. Where the dog bite occurs, however, can make a very large difference in how easy or difficult it will be to recover from the irresponsible dog owner. Specifically, if the dog bite occurs at the dog owner’s home and you were there with the owner’s permission, the homeowner’s home insurance will usually cover the costs of the injury.
Does homeowner’s insurance cover slip and falls?
As with dog bites, homeowner’s insurance often covers slip and fall injuries. However, there are cases where homeowners do not have home insurance. Although this is rare, it is possible if the homeowner has paid the house off and no longer has a mortgage.
Pre-settlement Funding For Premises Liability claims
Although dog bites are typically strict liability cases, they can be delayed depending on the severity of the injury, and where it happened.
If your claim is delayed and you're still waiting for your recovery, personal injury pre-settlement funding can help you pay for any bills that need to be paid while you or your attorney negotiates your settlement.
Graylock Services specializes in providing pre-settlement funding specifically for personal injury victims. We’re ready to help you.